Australian Embassy
Vietnam
Embassy address: 8 Dao Tan Street, Ba Dinh District, Hanoi - Telephone: 3831 7755 - Fax: 3831 7711

USING BANK LOANS OR CREDIT LINES AS EVIDENCE OF FUNDS

Student applicants using a bank loan or credit line from a Vietnamese financial institution will be required to provide evidence of disbursement of that loan/credit line in order to satisfy the financial requirements for a student visa.

What is required to demonstrate evidence of disbursement?

As has always been the practice, in order to be satisfied that a credit line with a financial institution has been disbursed, we require:

A notarised copy of the property mortgage contract;

Accuracy of loan documents

Applicants and their agents are advised to check loan documentaion thoroughly before lodging student applications to ensure that the loan details are correct.  Loans that have incorrect details (i.e. incorrect student name or have been drawn up for periods of less than 12 months) will not satisfy the financial requirements and the application may be refused.

Important Note:

Where there are concerns about a loan-holder capacity to finance the loan, it is open to the processing office to request evidence of the loan-holders income stream.

Last updated 21 August 2008